We value you as a customer, and your privacy is important to us. We collect nonpublic, personal information about our customers from various sources, including the following:

1. Information we receive from interviews with our customers.
2. Information we receive on applications, such as names, addresses, telephone numbers, Social Security Numbers, dependents, income, and other data.
3. Information from other statements or documents required in order to complete applications and transfer papers.

We do not disclose any nonpublic, personal information about our customers to anyone except as requested by you or as required by law. We restrict access to nonpublic, personal information concerning our customers except to employees who need access to such information in order to provide products or services. We maintain physical, electronic, and procedural safeguards to protect all nonpublic, personal information.