The Power of Zero
Will Your Current Strategy Hold Up if Tax Rates Increase in the Years Ahead?
The financial landscape is shifting. With national debt at historic levels and the likelihood of rising tax rates in the future, thoughtful retirement planning has never been more important. Planning for tax efficiency today can help you protect more of your income tomorrow.
The Power of Zero approach focuses on helping individuals and families create retirement income strategies designed to reduce tax exposure and offer greater flexibility over time. It’s a method rooted in practical steps, not quick fixes — based on proven strategies that address real risks in an uncertain future.
At Fredericks Wealth Management, we use the Power of Zero framework to help clients assess their current tax exposure and identify opportunities to shift toward more tax-efficient income strategies.
Whether you’re just learning about Roth conversions or already moving assets, we’ll help evaluate your position and outline practical next steps. No pressure, no rush — just a clear understanding of where you are and where you could go.
Let’s check in and see how the Power of Zero may apply to your situation.
Why a Tax-Free Strategy Matters
Tax rates may change, but a strong, tax-conscious financial strategy can help you stay prepared. Without planning, rising taxes could impact your retirement savings, reduce your available income, and limit what you pass on to future generations.
Through the Power of Zero framework, you can:
- Reposition savings into tax-advantaged accounts like Roth IRAs and Roth 401(k)s
- Explore the strategic use of life insurance as a tax-free income tool
- Balance taxable, tax-deferred, and tax-free assets for added flexibility
- Build a more resilient plan to navigate changing tax laws
The Power of Zero Book
REVISED AND UPDATED WITH A NEW CHAPTER ABOUT THE 2018 TAX CUTS
In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture.
The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?
The Power of Zero Podcast
hosted by David McKnight
Higher taxes could impact your retirement more than you think.
Learn how to position your savings, prepare for rising rates, and build a retirement strategy designed to weather the changes ahead. Tune in now.
