Wealth Preservation: Why It Matters
Managing Inflation in Retirement
You may have noticed that the things you buy regularly have become more costly, and you may be pondering if inflation will stay high. For individuals close to retirement or already retired, it is essential to take measures to protect themselves from the eroding effects of inflation.
How Fredericks Helps with Wealth Preservation
Preservation strategies tailored to retirement, income, and legacy goals.
After decades of saving and investing, shifting focus toward preservation helps reduce risks that could threaten your financial stability in retirement.
- Asset Allocation and Risk Review: We evaluate how your investments are positioned and explore adjustments to reduce volatility while maintaining alignment with your goals.
- Withdrawal Strategy Planning: We work with you to coordinate how, when, and from where assets are used—helping manage taxes and maintain balance over time.
- Healthcare and Longevity Considerations: Unexpected costs can disrupt plans. We help incorporate healthcare and longevity into your preservation strategy without overcommitting assets.
- Legacy and Asset Transfer Planning: We look at how your preservation plan intersects with future goals—including charitable giving, family support, and estate considerations.
When should I start focusing on wealth preservation?
Many begin preservation planning in the years leading up to retirement, but it can start earlier based on your income needs, risk comfort, and life goals.
Does preserving wealth mean avoiding all investment risk?
Not necessarily. It’s about identifying which risks are appropriate and structuring your portfolio to reduce exposure to unnecessary or poorly timed losses.
How do I protect assets from rising healthcare costs?
Our wealth preservation services help explore long-term care planning, insurance strategies, and financial buffers to reduce the potential impact of health-related expenses on your retirement income.
